A family gathers around a table, contributing coins to a shared savings pot.

Onchain Bishi · Built on Monad

Save together.
Trust the math.

The same chit-fund circle your family has run for generations — now secured by a smart contract instead of a person's word.

Built on

Monad · Pyth Entropy

No one holds your money
Winner picked by verifiable randomness
Backed by a security deposit
Built on Monad
Fully on-chain
Get your funds back anytime
No one holds your money
Winner picked by verifiable randomness
Backed by a security deposit
Built on Monad
Fully on-chain
Get your funds back anytime

01 / 03

Join a circle

Set how much everyone pays in and how many people can join. Everyone puts down a small deposit to show they’re serious.

02 / 03

Pay in each round

Every round, your payment is locked in secretly first, then revealed for everyone to see — so no one can peek at what others are paying and change their move.

03 / 03

A random draw picks the winner

Pyth Entropy — an outside, tamper-proof source of randomness — picks who gets paid each round. Anyone can check the result on-chain. No one, including us, chooses the winner.

From the community

People already saving together

Savings circles aren't new — bhishi, chit funds, kitty parties, committees. Bhishi is the same idea people already trust, just enforced by code instead of goodwill.

Trust, enforced

Built for real trust,
not promises

Every rupee moves through a smart contract, not a person. Here's what protects you at every step.

No organizer can touch your funds — ever
Miss a payment and your deposit covers the group, so no one else loses out
If the winner draw ever stalls, anyone can trigger a refund — your money is never stuck

Active Circle

Round Pot

12,000 USDC

Round 04/12

Next Payout

2d 14h remaining

Your Contribution

You pay1,000 USDC
Pot grows to12,000 USDC

No transaction or admin fee for saving — 100% goes to the circle.

Provably fair

Provably fair payouts

We use Pyth Entropy, an outside randomness service, so every winner is picked by chance anyone can double-check — not a spreadsheet, not a person's word, not us.

Anyone can verify the winner was picked fairly
Payouts happen automatically the moment a round closes
Your deposit is the only thing keeping the circle honest

Live ledger

Track your circle,
round by round

See exactly what you've put in, what's coming out, and when — all pulled live from the chain, no spreadsheets required.

Total Saved

8,000 USDC

Next Payout

12,000 USDC

Rounds 1–8Contributions
R1R2R3R4R5R6R7R8

Try Bhishi today

Join a live circle in minutes, or get notified when new circles open.